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Best Refinance Options for 2021

Best Refinance
Options
for 2021

Take advantage of historically low rates before it’s too late!

With rates as low as they’ve been in decades, there’s never been a better time to refinance.
Whether you’re looking to lower your payments, shorten your loan length or tap into you
 home equity, we’ve narrowed down the top refinance offers below.

1 AmeriSave

american-home
Our Partner
Get a customized rate quote in 3 minutes
  • No SSN needed for pre-qualification
  • Pre-qualify without a hard credit pull
  • Low refinance rates
  • Online process only takes a few minutes

9.8

Our Rating
star-4-1
Customer Rating

2 Quicken Loans

select-home-logoOur Partner
America's largest online mortgage lender
  • Get a Verified Approval Letter (VAL)
  • Flexible payments available
  • Borrow up to $2 million

9.3

Our Rating
star-4-2
Customer Rating

3 Loan Depot

american-homeOur Partner
Refinance with Confidence
  • Quick and easy online quotes
  • Licensed officers ready to assist
  • FHA and VA Loans available

8.9

Our Rating
star-5
Customer Rating

4 GovLoanOptions

american-homeOur Partner
Take 60 Second Quiz to Calculate Savings
  • Lower your payment
  • Use your home equity to better manage debt
  • Get a low rate for the life of your loan

8.8

Our Rating
star-5
Customer Rating
1

9.8

Our Rating
star-5
5/5 stars
Get a customized rate quote in 3 minutes
  • No SSN needed for pre-qualification
  • Pre-qualify without a hard credit pull
  • Low refinance rates
  • Online process only takes a few minutes
2

9.3

Our Rating
star-4-2
4.2/5 stars
America's largest online mortgage lender
  • Get a Verified Approval Letter (VAL)
  • Flexible payments available
  • Borrow up to $2 million
3

8.9

Our Rating
star-4-2
4.2/5 stars
Refinance with Confidence
  • Quick and easy online quotes
  • Licensed officers ready to assist
  • FHA and VA Loans available
4

8.9

Our Rating
star-4-2
4.2/5 stars
Take 60 Second Quiz to Calculate Savings
  • Lower your payment
  • Use your home equity to better manage debt
  • Get a low rate for the life of your loan

Why Refinance?

Are you struggling to keep up with your high mortgage payments? Would you like to pay off your home faster than the term you’re currently locked into? Are you tired of worrying about how economic changes will affect your adjustable-rate loan? Do you have unexpected expenses, a big purchase you’d like to make, or high-interest debt you’d like to consolidate?

If you answered yes to any of these questions, a mortgage refinance may be the ideal solution. And with rates currently at historic lows, now is an excellent time to take action. With a mortgage refinance, you could:

  • Significantly lower your monthly payments
  • Save thousands of dollars in interest 
  • Shorten the term of your mortgage to pay off your home faster
  • Tap into your home’s equity to consolidate debt or access cash to fund a large purchase
  • Convert from an adjustable-rate to a fixed-rate mortgage

What to Look for in a Refinance Company

When it comes to refinancing your home, every situation is a little different and not every lender is created equal. To help you make a more informed and financially sound decision, look for a refinance company that meets the following criteria:

Group 8

Competitive Rates

With so many refinance options to choose from, it can be challenging to know who to pick. Start by researching things like rates and closing costs. You want a company that can offer you the best deal possible.

Group 9

Fast & Easy

Mortgage rates could skyrocket very soon, you want a refinance company that can get you through the process quickly and easily. That way you can lock in at the lowest rate possible.

Group 10

Variety

There are a number of different options when it comes to refinancing. Be sure to choose a mortgage refinance company that offers flexibility and will work with you to find a solution that suits your needs, goals and budget.

Group 17

Customer Service

Unless you’re in the financial industry, the mortgage refinance process can sometimes seem confusing. Look for a company that offers top-notch customer support and service so you won’t have to go through it alone.

How Mortgage Refinancing Works

With the right financial partner, refinancing your mortgage can be fast, easy and hassle-free. Here’s what interested homeowners should expect from the process:

  1. Apply online
  2. Select your loan program
  3. Submit your documents
  4. Get approved
  5. Close on your loan
  6. Lower your rate or take a cash-out


It’s that easy! But hurry –
these low rates won’t last. Refinance your home today before it’s too late!

GetRefinanceRates.com’s Recommendation:
AmeriSave

GetHomeWarranty.com’s recommendation for the best warranty:
Amerisave

Special Offer

YOU’LL NEVER REGRET THE MONEY YOU’LL SAVE!!

Accurate Quotes, Not Estimates.